About Us

We are Independent Financial Advisers located in Cambridge, specialising in Pensions, Investments & Wealth Preservation/Tax Planning, Mortgages & Protection advice.

Based on a strong financial planning background, the business was established in 1999 as an Independent Financial Advisors. Success followed rapidly with most of the existing clients and industry contacts migrating in 2007 to the newly formed business, Matrix Financial.

In 2018, the business relocated to a new office premises in Cobble Yard, Cambridge. We also have additional offices in Bishops Stortford, Hertfordshire, and another in Huntingdon, Cambridgeshire.

We provide innovative and comprehensive financial planning to meet the lifestyle needs and aspirations of individuals, together with those of our corporate clients. Within the ever changing financial services industry we pride ourselves on providing a completely independent service which is focused on the creation of personalized portfolios based on attitudes to risk and investment objectives. Our knowledge and expertise ensure that as we review products and services from the whole marketplace, the recommendations made are based on client requirements and not linked to specific providers.

Our financial and operational independence means we are free to develop our client proposition and respond to client needs by developing and delivering a broader range of bespoke services.

Over the years, as we have forged strong client and Professional Partner relationship, our service offering has evolved. Today, we make full use of IT not only to manage individual asset and market information internally, but also to provide online portfolio and performance data to clients. This, coupled with regular communication, forms the backbone of Matrix Financial’s Client Service.

Please contact one of our friendly team at the office of your choice below or complete our short enquiry form and we'll be pleased to help you.

  • I have been using Matrix Financial for many years now and have always received sound, friendly and professional advice. Unlike some financial advisers I have used in the past, Kelvin Summers and his team do not wait for an annual review before reacting on my behalf to changing market situations. Also they gave me informed suggestions with regard to my financial assets, when as an ‘expat’ living and working in Spain, I retired and moved back to the UK.

    D. Williams, Solihull

  • I am expatriate, now resident in Spain, since 2000. Matrix Financial has provided investment advice and managed my portfolio successfully and appropriate to my risk levels, ensuring that my income levels have been maintained. Their regular review service is both important and valuable. I have recommended Kelvin and Matrix Financial to many of my friends and will contiue to do so.

    P K Jones, Spain

  • Matrix financial have been my advisers for 11 years during which time I have found their dedication to providing sound financial advice and investment market awareness, excellent. I have been particularly pleased with the retirement planning where a guaranteed income route was recommended ensuring that, despite the recessionary times of 2008/09, my fund values achieved growth and my retirement income has been maintained.

    T.Webb, Dorset

  • I have used the services of Matrix Financial for over 10 years for mortgages, pension planning, protection and investments for myself and my family and have been amazed by the service that I have received; so much so that I recommend Matrix Financial to everyone I know who may need any financial services. Whenever I have a query, I receive a prompt reply via email or telephone, and often the query is answered immediately. I plan to continue to use Matrix Financial for the foreseeable future.

    TJ Salih Chartered Physiotherapist, Back2normal, London

  • I feel I have been extremely fortunate in having the benefit of the services of Kelvin, Matrix Financial, for around the past 22 years. Since my early days he has offered sound advice about planning finances to meet lifestyle choices, financial obligations and retirement funding. He has on three occasions advised on and progressed mortgage funding to suit my particular financial requirements for home extensions and one recent purchase. He continues to monitor my investments and advise on any advantageous or necessary changes from which I benefit both financially and through peace of mind.

    Gillian Trier, Yorkshire

  • I have been a client of Matrix Financial for many years now. They have provided me with expert financial planning and investment advice, helped with obtaining mortgages (both personal and buy-to-lets), and have arranged my affairs in the most tax efficient way. I have been working abroad for most of the last 25 years, and left my financial affairs to Matrix. I was most pleasantly surprised to return and find everything in order. Matrix has provided me with quick, friendly, efficient and effective service over the years, I have no hesitation in recommending them to others.

    David LLB, London

  • I have had the pleasure of working with Kelvin and Matrix Financial for the past 5 years. My initial enquiry was with respect to investments and planning my retirement. Kelvin handled that seamlessly and has continued to update me, check in and make sure the plans I am in are working as best as possible. In addition, further requests regarding a new mortgage were dealt with in the same extremely efficient and friendly manner. There is never any chasing, it all just seems to magically happen, brilliant!

    Christopher Murphy, Director, Physio UK Ltd, Epsom

Our Team

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.

  • Our Team
    Kelvin Summers DipFA, Cert PFS, CeMAP, ER, MLIBF
    Director / Investment and Mortgage Adviser
    read more
  • Our Team
    Elliot Wilson ACSI, DipPFS AF3
    Investment and Pensions Specialist
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  • Our Team
    Barry Humphreys CeMap
    Independent Mortgage and Protection Advisor
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  • Our Team
    Peter Howard BSc, Cert PFS, Certs CII(MP & ER)
    Mortgage Adviser
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